UNH

UnitedHealth Group Inc. UNH logo
NYSE Healthcare
$267.73
+6.19 (+2.36%)
Updated: 3/31/2026, 4:00:01 PM
Open
$263.00
High
$268.33
Low
$260.25
Prev Close
$261.79
Volume
3.51M

Price History

Why Is UNH ▲ Up Today?

+2.36%

Full AI analysis generates after market close. Showing live price data.

Financial Highlights

Income Statement

Revenue
$435.16B
Gross Profit
$384.72B
88.4% margin
Operating Income
$26.36B
6.1% margin
Net Income
$18.37B
4.2% margin
EPS (Diluted)
$19.19

Balance Sheet

Total Assets
$315.27B
Total Liabilities
$209.46B
Stockholders' Equity
$101.57B

Cash Flow

Operating Cash Flow
$20.96B
Investing Activities
-$7.19B
Net Cash Flow
-$5.20B

Highly Regarded Analysis

Updated Apr 10, 2026 • Refreshes daily
Rating
Highly Regarded
Risk
Medium
Target
$363.42
Type
Standard

Executive Summary

UnitedHealth Group (UNH) is a leading health insurer and services company. Recent challenges, including increased medical costs and regulatory scrutiny, have impacted the stock price, but analysts remain optimistic about a recovery driven by margin improvements and growth in the Optum segment. The company is focusing on higher-quality membership and stricter pricing discipline.

Bull Case

The bull case centers on margin recovery through repricing, benefit cuts, and shedding unprofitable plans. Growth in the Optum segment, driven by AI and vertical integration, is also a key factor. Analysts anticipate earnings growth across Optum, with margin improvements.

Bear Case

The bear case focuses on potential MCR re-acceleration, regulatory and antitrust risks, and declining membership. Scrutiny surrounding Medicare Advantage billing practices and potential DOJ investigations also pose risks.

Technical Outlook

The stock is currently trading near its 52-week low, indicating a potential buying opportunity. The stock price has shown mixed signals recently.

Fundamental Health

UNH has a market capitalization of $278.57B and a P/E ratio of 23.28. The company's debt-to-equity ratio is 77.1%. Revenue for 2025 was $447.57 billion, a 12% increase year-over-year. However, operating income fell 41% to $19.0 billion in 2025 due to higher medical costs.

Key Catalysts

  • Medicare Advantage rate finalization
  • Optum Health margin recovery
  • Potential M&A acceleration

This analysis was conducted by Highly Regarded's proprietary market analysis engine. It is not financial advice. Always do your own research and consult a financial advisor before making investment decisions.

Key Stats

P/E Ratio 14.0x
EPS (Diluted) $19.19
Gross Margin 88.4%
Operating Margin 6.1%
Net Margin 4.2%
Revenue (Qtr) $435.16B
Shares Outstanding 906M

Next Earnings

Date Apr 14, 2026
Time TBD
Quarter Q1 2026
EPS Estimate $6.88

UNH News

No recent news for UNH.