Retirement Savings Calculator
Find out if you're on track — and what it takes to get there.
Projected Savings
$0
Your Goal
$0
Monthly Income in Retirement
$0
Based on 4% rule
Goal in Today's Dollars
$0
Adjusted for inflation
Progress to Goal
0%Projected Growth by Age
Savings Benchmarks by Age
Common guidelines suggest having these multiples of your salary saved by each age.
| Age | Multiple | Target | Your Projection | Status |
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Planning Your Retirement
A common guideline is the 4% rule: you can safely withdraw 4% of your retirement savings each year without running out of money over a 30-year retirement. For example, $1.5 million in savings could provide about $60,000 per year ($5,000/month).
Salary multiples provide useful benchmarks: aim for 1× your salary saved by 30, 3× by 40, 6× by 50, 8× by 60, and 10× by 67. These targets account for typical Social Security benefits supplementing your savings.
Remember that inflation erodes purchasing power. A dollar today buys more than a dollar 30 years from now, so plan your retirement number in future dollars or adjust for expected inflation.