Is Bank of America Corporation Stock (BAC) Overbought or Oversold?

RSI analysis computed from BAC's daily closing prices · Data through July 2, 2026

Overbought Updated after each market close

As of July 2, 2026, BAC’s 14-day RSI is 74.3, above the conventional overbought threshold of 70 — the stock has risen quickly relative to its recent trading range.

RSI-14 Scale

0 · Oversold305070100 · Overbought

BAC reads 74.3 on the 0–100 scale.

The Supporting Picture

vs 50-Day MA

+16.8%

MA: $51.29

vs 200-Day MA

+17.3%

MA: $51.05

From 52-Wk High

0.0%

High: $58.68

Volume vs 20-Day Avg

-12%

Avg: 28.7M shares

The 50-day average is currently above the 200-day average, which technicians read as a longer-term uptrend backdrop for the RSI reading above.

What's Behind the Reading

July 6, 2026

Bank of America's stock is currently exhibiting an overbought RSI of 74.30, coinciding with the stock reaching a new 52-week high. This strong momentum is largely driven by recent analyst upgrades and solid financial performance. JPMorgan Chase & Co. recently raised its price target to $62.50, maintaining an "Overweight" rating, while Wells Fargo also increased its target to $67. The company reported strong Q1 2026 earnings, with an EPS of $1.11, beating consensus estimates, and revenue of $30.27 billion, exceeding expectations. Quarterly revenue was up 10.7% year-over-year. Furthermore, Bank of America raised its 2026 net interest income (NII) growth guidance to 6%-8% year-over-year, signaling confidence in loan and deposit expansion amid stable rates. The bank also declared a regular quarterly cash dividend of $0.28 per share, payable in June 2026.

Recent Overbought / Oversold Episodes

How BAC behaved the last few times RSI left the neutral band — including its return over the 5 trading days after each episode ended.

Episode Period Next 5 Days
overbought June 29, 2026 – July 2, 2026 Ongoing
oversold March 13, 2026 +0.9%
overbought September 18, 2025 – September 19, 2025 -0.1%
overbought August 27, 2025 – August 29, 2025 -2.5%

Past behavior does not predict future results — small sample sizes especially.

Frequently Asked Questions

Is Bank of America Corporation (BAC) overbought right now?
Based on the latest close, BAC's 14-day RSI is 74.3, which is overbought by the conventional threshold. RSI above 70 is considered overbought; below 30, oversold. This is recalculated every trading day.
What is RSI (Relative Strength Index)?
RSI measures the speed and size of recent price changes on a 0–100 scale over 14 trading days, using Wilder's smoothing. Readings above 70 suggest a stock has risen quickly relative to its recent range; below 30, fallen quickly.
Is an overbought stock a sell signal?
Not by itself. Strong stocks can stay overbought for weeks during uptrends, and oversold stocks can keep falling. Most traders combine RSI with trend context — like the 50- and 200-day moving averages shown above — plus volume and fundamentals rather than acting on RSI alone.
How often is this page updated?
Indicators are recomputed after every market close from daily closing prices, and the AI commentary refreshes each trading evening. The data date shown above is July 2, 2026.
Where does this data come from?
Daily closing prices come from our market data feed, and every indicator on this page is computed directly by us from that price history. The overbought/oversold verdict is a mechanical calculation, not an opinion.

Methodology

The verdict on this page is mechanical: we compute the 14-day Relative Strength Index with Wilder’s smoothing from BAC’s daily closing prices, and apply the conventional thresholds — above 70 is overbought, below 30 is oversold. Moving averages, the 52-week range, and volume comparisons come from the same price history.

Indicators are recomputed after every market close. The AI commentary adds context from current news via grounded search, but never changes the computed verdict. Note: closes are as-traded; a stock split would distort readings for a few weeks until the window rolls past it.

Not Financial Advice

This page is for education and information only. Indicators are mechanical calculations, AI commentary can contain errors, and nothing here is a recommendation to buy or sell any security. Do your own research and consider consulting a qualified financial advisor. See our full disclaimer.

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